By Treva Frank

Fix the errors on your credit report. Yourself.

  • Enter your info once.
  • Every letter builds itself.
  • Your ID and bill attach to all three bureaus.
  • Send in minutes.
Neatly stacked letters and a navy envelope with a gold seal

Five simple steps

One action at a time. You always know what's next.

  1. 1

    Get my reports

    Pull your free reports from all three bureaus.

  2. 2

    Upload my documents

    Enter your info once. Add your ID and a bill.

  3. 3

    Check what we found

    You confirm each item that is wrong.

  4. 4

    Build my letters

    Your letters fill in by themselves.

  5. 5

    Send and track

    Mail or file online. We remind you what's next.

Letters that fill themselves

Dispute letters to Experian, TransUnion and Equifax. Validation letters to collectors. All from one profile.

Mail it or file online

Print for certified mail, or use a ready packet for each bureau's website.

Follow-ups included

Log what came back. Your next letter builds itself. Rounds 1, 2 and 3 are all included.

Honest and in your control

This is a do-it-yourself tool, not a credit repair service. You send everything yourself. We never promise a result.

Start my case